Insurance Coverage & Payment Options
We accept VSP, EyeMed, Medicare, and most major medical and vision insurance plans. Keratoconus treatment and scleral lenses often covered by medical insurance.
Accepted Insurance Plans
We accept most major vision and medical insurance plans. Contact us to verify your specific coverage.
Vision Insurance Plans
- VSP (Vision Service Plan)Comprehensive exams, frames, lenses, contact lenses
- EyeMedAnnual exams, eyewear allowances, contact lens fittings
- SpecteraRoutine vision care, specialty contact lenses
- AvesisVision exams, corrective lenses, frame allowances
- Superior VisionComprehensive vision benefits, specialty services
Medical Insurance Plans
- Medicare / Medicare AdvantageMedical eye exams, diabetic retinopathy screenings, glaucoma testing
- Blue Cross Blue ShieldMedical eye care, cataract surgery, keratoconus treatment
- Anthem Blue CrossMedical eye conditions, surgical procedures
- AetnaMedical necessity eye care, disease management
- CignaMedical eye exams, treatment of eye diseases
- UnitedHealthcareMedical eye care, specialist consultations
- Health NetMedical eye conditions, surgical care
Don't see your plan listed? We accept many other plans not listed here. Call us at (714) 558-1182 to verify your coverage.
What's Covered by Insurance?
Understanding insurance coverage for specialty eye care services
| Service | Medical Insurance | Vision Insurance | Details |
|---|---|---|---|
| Keratoconus Treatment | Usually covered | Specialty lens coverage | Diagnosis, corneal cross-linking (FDA-approved), scleral lens fittings typically covered by medical insurance. |
| Scleral Lens Fitting | Often covered with diagnosis | Specialty benefit | Custom scleral lenses for keratoconus, post-LASIK complications, and severe dry eye may qualify for medical coverage. |
| Dry Eye Treatment (IPL) | Case-by-case | Not typically covered | IPL therapy for chronic dry eye syndrome may be covered if medically necessary. Pre-authorization often required. |
| Corneal Cross-Linking | Usually covered | N/A | FDA-approved treatment to halt keratoconus progression typically covered by medical insurance with prior authorization. |
| Comprehensive Eye Exam | If medical condition present | Annual benefit | Routine exams covered by vision insurance. Medical exams for eye diseases covered by medical insurance. |
| LASIK Consultation | Not covered | Discounts may apply | LASIK is typically not covered by insurance, but we offer financing options and discounts for VSP/EyeMed members. |
Insurance Pre-Verification
We recommend verifying your coverage before your appointment. Our insurance specialists can help you understand your benefits, out-of-pocket costs, and payment options. Call (714) 558-1182 for a free insurance verification.
Flexible Payment Options
We offer multiple payment options to make quality eye care accessible
Insurance Assignment
We file claims directly with your insurance company and accept assignment of benefits
Financing Plans
CareCredit and other healthcare financing options available for qualified patients
All Major Cards
Visa, Mastercard, American Express, Discover, cash, and checks accepted
Ready to Verify Your Coverage?
Contact our insurance specialists today for a free benefits verification